Some institutions are defined by where they started. Others are defined by how far they've come — and who they've brought along with them. Cobalt Credit Union is both. Founded in 1946 as SAC Federal Credit Union to serve the men and women of Strategic Air Command at Andrews Field, Maryland, Cobalt has spent nearly eight decades growing, evolving, and expanding its reach — from a single military installation to a billion-dollar community institution proudly rooted in the greater Omaha area. Today, we're thrilled to announce the next chapter in that story: the launch of Cobalt Blue Investments, their new digital investing experience powered by Eko.

Cobalt Blue Investments is now available to Cobalt Credit Union members, making it easier than ever to start investing, work toward long-term financial goals, and take meaningful steps toward lasting financial well-being — right within the digital banking experience members already use every day.

Understanding what makes Cobalt Blue Investments meaningful starts with understanding Cobalt itself.

In 1949, the credit union followed Strategic Air Command to Offutt Air Force Base in Nebraska, planting roots in the Omaha community that have only grown deeper over the decades. In 1993, Cobalt converted to a community field of membership, opening its doors to the broader region and making good on the idea that quality financial services should be available to everyone — not just a select few. By 2018, the year they rebranded to Cobalt Credit Union, the institution had reached $1 billion in assets and had grown to serve members across Nebraska and Iowa.

That arc — from a small group of 12 individuals with a shared mission to a thriving, community-focused credit union — reflects something important: Cobalt has always been willing to grow in the direction of its members' needs. Cobalt Blue Investments is simply the latest step in that direction.

Cobalt Blue Investments is Cobalt Credit Union's branded digital investing platform, built on Eko's technology and designed to make investing accessible, approachable, and aligned with the values Cobalt members already trust.

Whether a member is exploring investing for the very first time or looking for a smarter, more connected way to approach their financial future, Cobalt Blue Investments was built with them in mind.

To celebrate the launch and lower the barrier to that all-important first step, Cobalt is offering a standout opening promotion: the first 500 members to open and fund a new Cobalt Blue Investments account will receive a $10 gift.

It's a simple gesture, but it reflects something meaningful about how Cobalt approaches member relationships. For many people, the hardest part of investing isn't understanding it — it's starting. A well-timed, well-intentioned nudge can be the difference between "someday" and today. Cobalt knows that, and this promotion is a direct expression of it.

This kind of initiative speaks to the heart of what Cobalt has always stood for: removing barriers, meeting members where they are, and investing in their success — literally and figuratively. Those first 500 members won't just be opening investment accounts. They'll be taking a tangible step toward their financial goals, supported by an institution that has always believed those goals are worth reaching.

Promotion is limited to the first 500 qualifying members and is subject to terms and conditions. See https://cobaltcu.com/cobalt-blue-investments for details.

There is something fitting about a credit union with Cobalt's history being the one to bring digital investing to its community. An institution originally built to serve people who were asked to give everything in service of others — and which has since grown to serve an entire region — understands, perhaps better than most, what it means to work toward a future you believe in.

For too long, investing has felt like something reserved for those who already have wealth — something that required a financial advisor, a large minimum balance, or a level of financial sophistication that most people don't have time to develop. Cobalt Blue Investments changes that. It puts the tools for long-term financial growth directly into the hands of members across Nebraska and Iowa, through a platform they already use, with a credit union that has always had their interests at heart.

That's community banking — and community investing — at its best.

Eko was founded on a belief that aligns closely with the credit union philosophy: that access to quality investing shouldn't depend on how much money you already have. It should be a standard part of what any strong, member-focused financial institution offers.

That shared belief is what makes this partnership work.

Eko provides the technology, compliance infrastructure, and ongoing support that empowers credit unions like Cobalt to offer a fully modern investing experience — without the complexity of building it from scratch. From seamless digital onboarding and member education resources to a platform built with privacy, security, and regulatory compliance at its core, Eko is with Cobalt every step of the way. That means Cobalt can stay focused on what they do best: knowing their members and serving their community.

Together, Eko and Cobalt Credit Union are making it possible for more people across Nebraska, Iowa, and beyond to take meaningful steps toward long-term financial well-being — all through a platform they already trust, and with a credit union that has been showing up for its community for nearly 80 years.

For a credit union that has grown from a military installation into a billion-dollar community institution — always guided by a commitment to the people it serves — Cobalt Blue Investments is a natural extension of that promise. The same institution that has helped members buy homes, build businesses, and plan for the future can now help them invest in it.

We're incredibly proud to support Cobalt Credit Union on this journey — and we can't wait to see what their members accomplish.

Learn more at https://cobaltcu.com/cobalt-blue-investments

Cobalt Credit Union is a member-owned financial cooperative with roots stretching back to 1946, when it was founded as SAC Federal Credit Union to serve the personnel of Strategic Air Command. Over nearly eight decades, Cobalt has grown from a single location at Andrews Field, Maryland — following its members to Offutt Air Force Base, Nebraska, and ultimately expanding to serve communities across Nebraska and Iowa — into a billion-dollar institution committed to the financial well-being of everyone it serves. In 2018, the credit union rebranded as Cobalt Credit Union, reflecting its evolution into a true community institution. Today, Cobalt serves members with a full range of financial products and services, guided by a mission of accessibility, integrity, and genuine care for the communities it calls home. Cobalt Blue Investments is the latest expression of that mission, bringing modern digital investing to the members who have trusted Cobalt for generations.

Eko is the leading digital investment platform provider, committed to democratizing wealth-building opportunities for all. By partnering with credit unions and community banks, Eko delivers user-friendly investment solutions that integrate seamlessly into existing digital banking platforms. With innovative technology and a member-first philosophy, Eko helps financial institutions empower their members to invest confidently and work toward long-term financial security.

Securities are offered through Eko Investments. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. This is not a solicitation or offer to buy or sell securities. Please consider your investment objectives, risk tolerance, and time horizon before investing. Investment products are not deposits, are not NCUA insured, are not insured by any government agency, and are not guaranteed by the credit union. Eko Investments is a registered investment adviser. Registration does not imply a certain level of skill or training.