Since 1945, Peoples Bank has grown from a single location in Lester, Iowa, into a locally owned community bank serving individuals, families, farmers, and businesses across Northwest Iowa, Southwest Minnesota, and Southeast South Dakota.

The bank has grown and evolved over those eight decades, but its purpose has remained remarkably consistent: build strong relationships, make decisions locally, and help the communities it calls home move forward.

Today, that commitment takes another step forward with the launch of Peoples Bank Digital Investing, powered by Eko. Customers can now open and manage an investment account directly within Peoples Bank Online and Mobile Banking. There is no separate app to download and no additional login to remember—just a more connected way to bank, invest, and work toward long-term financial goals.

Peoples Bank’s vision is simple: “Where Values Matter!”

Behind that promise are four core values—Integrity, Community, Excellence, and Progress—that guide how the bank serves its customers. Digital Investing brings those values together.

It represents progress through modern, accessible technology. It supports excellence by giving customers flexible ways to invest. And because the experience lives within Peoples Bank’s existing digital banking platform, it preserves the trusted relationship customers already have with their community bank.

Peoples Bank has offered trust and wealth management services since 1977. Digital Investing expands that longstanding commitment by creating another path for customers who want to begin investing, manage a portfolio independently, or keep more of their financial life connected in one familiar place.

Peoples Bank Digital Investing is an integrated investing experience built on Eko’s technology and available through Peoples Bank Online and Mobile Banking.

Customers can enroll in minutes, answer a few straightforward questions about their goals, and choose the investment approach that best fits their needs:

Whether someone is opening a first investment account or looking for a more convenient way to manage an existing strategy, Peoples Bank Digital Investing gives customers room to participate at their own comfort level.

For many people, the most difficult part of investing is taking the first step. Peoples Bank Digital Investing is designed to make that step more approachable.

Customers can begin investing with as little as $10 and open an account directly through Peoples Bank Online or Mobile Banking. From there, they can purchase fractional shares and exchange-traded funds, create multiple portfolios for different financial goals, and track their investments alongside their other Peoples Bank accounts. The platform also supports recurring investments, portfolio rebalancing, and easy transfers between eligible banking and investment accounts.

The result is an investing experience that meets customers where they already manage their money.

To mark the launch, Peoples Bank is offering a $10 investment account credit to customers who create and fund a qualifying Digital Investing account between August 31 and September 30, 2026.

It is a fitting way to introduce a platform created around accessibility: help customers make that first investment and begin building from there. Terms and conditions apply. Investment accounts must be approved and funding must be initiated during the promotional period. Credits must be redeemed within the investment account by December 31, 2026.

Eko provides the technology, investment infrastructure, and ongoing support that allow Peoples Bank to offer Digital Investing directly within its existing banking environment.

Customers receive a modern, streamlined experience, while Peoples Bank can remain focused on what it does best: building relationships, understanding local needs, and helping customers pursue their financial goals.

That shared belief—that modern financial tools should be accessible without losing the human connection—is what makes this partnership a natural fit.

Peoples Bank believes progress should strengthen relationships, not replace them.

For more than 80 years, the bank has paired local knowledge with the financial tools its customers need to move forward. Digital Investing continues that tradition by bringing new wealth-building opportunities into an experience customers already know and trust.

It is digital investing backed by community values—and we are proud to help Peoples Bank bring it to life. Learn more about Peoples Bank Digital Investing.

Founded in 1945 as Lester State Bank, Peoples Bank is a locally owned community bank serving individuals, families, farmers, and businesses throughout Northwest Iowa, Southwest Minnesota, and Southeast South Dakota.

Across ten banking locations, Peoples Bank provides personal, business, agricultural, mortgage, consumer, wealth management, trust, and digital banking services. Guided by its vision, “Where Values Matter,” the bank combines modern financial solutions with local decision-making, personalized service, and a longstanding commitment to strengthening its communities.

Eko is the leading digital investment platform provider, committed to democratizing wealth-building opportunities for all. By partnering with credit unions and community banks, Eko delivers user-friendly investment solutions that integrate seamlessly into existing digital banking platforms. With innovative technology and a member-first philosophy, Eko helps financial institutions empower their members to invest confidently and build long-term financial security.

Investments are not NCUA insured, are not deposits, and may lose value. Investments are offered through Eko Investments, Inc. ("Eko"), an SEC-registered investment adviser. Brokerage services are provided by Alpaca Securities LLC, member FINRA/SIPC.